Letters to the Editor, March 4

it’s going to be painful

Catie Wegman wrote a great article on the ever-increasing home insurance rates here in Florida. As she stated, many insurers have exited the Florida insurance market.

A number of reasons have been cited and all of them make sense. I have worked in the property insurance business for over 50 years and have also been a weather observer for over 40 years.

First, we must remember that insurance is about how we manage risk. The whole idea of ​​insurance is that the premiums of the many pay the losses of the few. It’s called the Law of Large Numbers and for the most part it works well and has worked well for a long time.

If insurance companies leave an area, it’s because it’s not profitable: hurricanes in Florida, fires in the west, earthquakes along fault zones. The National Flood Program in the past has been a farce.

The only people who need it live near oceans, bays and rivers. The people of High Mountain Road don’t need flood insurance, but the people of River Road do.

In the recent past, American taxpayers bailed out the National Flood Insurance Program to the tune of $36 billion. People want to live near water and they scream and holler when trying to make these actuarial programs sound, which means the premiums collected pay for the losses incurred.

Politicians get involved and get fired on the road, but the road is increasingly overwhelmed by rising seas, melting glaciers and more powerful storms. Some even still deny climate change, but as the storms increase and the roar gets louder, we may need to make changes to where we live and that is going to be painful.

Jack HughesMarco Island

Breathtaking jury verdict

What were these people thinking? The six-person Florida jury, which began deliberations Friday and Friday night, returned a verdict of not guilty!

My first inclination was to say “only in Florida”, but people get shot all over the country for stupid reasons.

This stupid reason happened seven years ago in a theater, when a 71-year-old retired former SWAT commander shot and killed a 43-year-old father for throwing popcorn in his face and claiming that his life was in danger.

How could they acquit the reckless use of a firearm by someone who had spent 30 years in law enforcement?

Roger W. Quagliano, Estero

Support for seniors and caregivers

To better reflect the work being done by Collier County’s premier senior resource center serving the county’s senior population and caregivers, Collier Senior Resources at Golden Gate Senior Center recently changed its name to Collier Senior Center- Golden Gate.

The Collier Senior Center name better reflects the past, present and future of our 501c3 nonprofit organization in enabling seniors to maintain independent and meaningful lives through free programs and services designed to support them, as well than caregivers.

Despite the pandemic, we continue to offer over 20 weekly offers and 100 monthly offers to our 1,500 members, as well as supporting caregivers and the community, in a safe, diverse and welcoming space.

Services range from a virtual resource directory, daily coffee and hot meal program, to AARP Foundation job training and job placement for low-income seniors, to a weekly food pantry Meals of Hope (open to all ages), fellowship and enrichment activities, wellness programs, continuing education courses, and basic services such as one-time direct financial assistance.

As the new Director of the Senior Center, I am proud to be part of the Collier Senior Center at a time when our community, and especially our seniors, need the vital programs and services we provide and I am thrilled to invite you to visit your Collier Senior Center. !

Collier Senior Center-Golden Gate is open 9 a.m. to 5 p.m., Monday through Friday, at 4898 Coronado Parkway, Naples. To learn more, follow @CollierSeniorCenter on Facebook, call 239-252-4534 or visit CollierSenior-Center.org.

Esther Lully, Senior Center Director, Collier Senior Center-Golden Gate

Solar electricity metering can benefit everyone

Supporting and promoting solar electric meters benefits Florida’s electric utilities and ALL of its customers.

However, a bill currently being drafted and pushed by Florida electric utilities would reduce the price that electric utilities are required to pay net metering customers.

Don’t be fooled. People who invest in net-metered solar use their money to provide generating capacity that lowers a utility’s variable costs, thereby lowering all customers’ electricity bills.

There are many ways for profitable electric utilities to reduce customers’ electricity bills as well.

This bill is certainly not one of them.

Gerard Londergan, Napoli

Continued:Letters to the Editor, February 22

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